Date:    12/16/1999  8:12 PM
Subject: My Comments on "Proposed Regulation FD

I am thrilled by the prospect that individual 
investors will no longer be at a disadvantage when it 
comes to receiving information from public companies. 
     
     
I have a portfolio of about 100 stocks and I feel that 
I should have equal access to information that Wall 
Street investment banker analysts have.  Without fair 
disclosure, I am at a disadvantage to large 
institutional clients of these investment banks, and I 
don't like seeing large volume price changes, only to 
be followed by an earnings announcement surprise.
     
I recently saw a press release that stated that a 
company had beat analyst expectations, but was only on 
target with "whisper numbers".  Whisper numbers?? 
Whisper numbers to me only mean selective disclosure, 
which I thought is illegal.
     
Please, let's level the playing field, regardless of 
how it changes the investment bankers jobs.  As it is 
now, they only become paid shills for the company. 
For example, how many times do they ever give a "sell" 
recommendation?  They are afraid to, because they 
think it will harm their ability to get the "whisper" 
numbers.
     
     
Eric Krull
Self Employed, and Individaul Investor 
erickrull@yahoo.com
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