Date:    12/19/1999  8:35 AM

Subject: Proposed Reg. FD

I would encourage you to pass the "selective disclosure" proposal.  As an 
active, individual investor, it is very frustrating to see a stock run only 
to find out several hours later that something signicant happened with the 
company.  It is often very apparent that disclosure of information has been 
released to the "big" players.  Individual investors need to be on a level 
playing field with the "big boys".
     
Additionally, on Friday it clearly looked like market manipulation when the 
companies being added to the NASDAQ 100 suddenly took a nose dive in the 
last 1/2 hour of trading and then saw large blocks of buying at low prices 
after the market close.  I have confidence that my stocks will come back 
strong but resent that the market makers manipulate the price for the "big 
boys".
     
Linda Cohen