Subject: File No. S7-25-99
Affiliation: Financial Planner

September 17, 2004

Please completely withdrawal the proposed rule. I have consumers come to me for objective advice on their investments and I am required to provide my ADV to prospective clients to ensure they are aware of my background, how my practice is operated, and how I am compensated. To be upfront and provide the same full disclosure to consumers so they are not misled, the brokers providing financial planning and/or investment advice should also be subject to the same Investment Advisory rules as required for independent financial planners.