From: G. Dulany Howland, CFP [dhowland@howlandadvisory.com]
Sent: Friday, June 28, 2002 6:09 PM
To: rule-comments@sec.gov
Subject: File No. S7-25-99

Dear Sirs,

I am writing in concordance with the letter sent to you by Randy Albertson
(below) in disagreement of Proposed Rule (File No. S7-25-99), "Certain
Broker-Dealers Deemed Not To Be Investment Advisors."  I feel it necessary
for there to be a high level of standards for the Financial Planning
profession and that the SEC support those standards across the board so as
to maintain credibility within the profession and with regards to the
public.  If someone holds themselves out to the public as a financial
planner or financial advisor, they should be subject to the same rules and
regulations as others who currently are subject to the Investment Advisors
Act of 1940 or similar state laws.

Thank you,

G. Dulany Howland

G. Dulany Howland, CFP
G. Dulany Howland Advisory Corp.
6116 N. Central Expressway
Suite 518
Dallas, Texas   75206
Phone: (214) 363-4900
Fax:  (214) 363-4954
dhowland@howlandadvisory.com

From: Randy L Albertson [rlacpa@duplinnet.com]
Sent: Monday, June 24, 2002 2:13 PM
To: rule-comments@sec.gov
Subject: File No. S7-25-99

Dear Sir/Madam:

I am writing to express my disagreement with the proposed SEC rule, "Certain
Broker-Dealers Deemed Not To Be Investment Advisors."  There are many
Broker-Dealers supposedly offering comprehensive financial planning advice
to the public. At least the public believes this is what they are getting.
If someone holds themselves out to the public as a financial planner or
financial advisor, they should be subject to the same rules and regulations
as others who currently are subject to the Investment Advisors Act of 1940
or similar state laws.  In this time of investor uncertainty, rules should
be applied uniformly to protect the public's interest.

Thank you for your consideration,

Randy L. Albertson
PO Box 1200, 120 East Main St.
Beulaville, NC 28518
(910) 298-4856, Fax (910) 298-4520