Subject: File No. S7-25-99
From: Brad Rosley, CFP

September 7, 2004

Do comsumers a favor a dont muddy the waters even more by letting stock brokers call themselves financial advisors, counselors or anything that resembles that without having them live up to the same code as we CFPs and RIAs do everyday.

It wont hurt my planning business either way, but many consumers stand to be fleeced by half baked advice disguised as a quick financial plan, constructed by finanical sales professionals. These people provide a service that many people desire and they have every right to earn a living. Lets make it an honest one by having them either call themselves what they are or play by the same rules as those they would like to be pooled with.

Brad Rosley