From: Cynthia Manabe [mailto:cmanabe@hawaii.rr.com
Sent: Thursday, May 27, 2004 4:13 AM
Subject: Mutual Funds Managers s7-12-04

I would like to see information on Prospectus as to the fund managers and their holdings in the funds they manage

Also actual management fees and when you can get discount on fee charges written in simple language disclosures for investors to easily understand and is up front.

Cynthia Manabe

Honoluul, HI