I am a registered representative with AXA Advisors, LLC and am dismayed to hear that the SEC is considereing eliminating 12b-1 fees. Many of us in the business count on these renewal income streams to pay us for our ongoing advice to clients. And we have built business practices on the premise that 12b-1 fees will pay us such renewals. Take these away and what message are you sending? Sell another product simply because I need to get paid?

Please think this through and support the continuance of 12b-1 fees.


Charles Dinklage


AXA Advisors, LLC
Financial Consultant
95 Saint Paul St., Suite 300
Burlington, VT 05401
(802) 660-8999