From: JoeCapkoSr@aol.com Sent: Monday, January 05, 2004 2:38 AM To: rule-comments@sec.gov. Subject: Full disclosure by mutual funds (s7-29-03) Gentlemen; It is not only about time, it is past time for you to put in force the proposal for all mutual funds to disclose to investors the amount of transactions costs they incur. I am damn tired of them picking the publics pocket and your commission standing by watching! Very truly, C.J.Capko