Subject: File Number SR-FINRA -2009-008

April 15, 2009

Florence Harmon
Deputy Secretary, Securities and Exchange Commission 100 F Street, NE Washington, DC 20549

Florence Harmon:

I have been in the financial services business for 10 years. I have worked as an insurance agent, a financial planner, and as an advanced sales specialist. It seems to me that parts of this revision to the U-4 and U-5 rules are egregious. I would appreciate it if you would consider only requiring disclosure for those advisors named in the proceedings. They are the only ones that will be able to defend themselves. If an advisor isn't named in the proceedings but still has to amend his U-4, how is he to defend himself? Please consider this carefully.

Sincerely,

Stephen D. Mann