Subject: Comments regarding File Number S74111

February 9, 2012

Im writing in support of a strong Volcker Rule. My family and I were affected by the economic collapse of 2008, and we dont want it to happen again.

Glass-Steagall should never have been repealed. The public now sees through your sham rules and the way you protect the rich at the expense of the American people. Stop this cruel game now or we'll stop you and you all the plutocratic players that make a farce of our Constitution. Usury is an old sin. Stop using it for your cronies' gain.

As you prepare the final rule, bear in mind the fundamental goal of the rule to ban big banks from exposing consumers and taxpayers to risky proprietary trades.

Banks that break the rule should face swift, automatic penalties for violations. Violations of the Volcker Rule endanger the stability of our financial system. They should not be treated lightly.

Exemptions should only be allowed if they do not undermine this goal. If an exemption would result in exposing consumers and taxpayers to bank risk, it should be rejected.

Thank you for considering my comment,

Ronald Gedrim

Albuquerque, NM