Subject: Comments regarding File Number S74111

February 9, 2012

Im writing in support of a strong Volcker Rule. We had to use tax money to save these greedy bankers once already after they made so many bad deals they were about to go under. Within a short time, the big banks were making big profits again. But they weren't lending to small business, etc, which they were supposed to do to get the economy going again. Many of them used the money to buy out weaker competitors. All are sitting on a huge cache of cash. We need strong regulation to stop this from happening. If we let our financial sector become casinos again, how long till we have to bail them out again? Time to hold their greedy feet to the fire!

phillip baker

austin, TX