Subject: File No. S7-41-11
From: Nathaniel Boonin

February 10, 2012

It's sad that we have to be protected from people who are sup;posed to be honest pillars of society, but too mny of them are bandits. I'm 85, I remember my father & my uncles talking about the Glass-Steagle act and what a great thing it was to protect us from the dangers of speculative investments by banks. In the full flush of prosperity (for some) that law was repealed. A consequence was banks getting richer until we had a great recession (I remember the Great Depression, it wasn't pretty). We need a strong Volker Rule to protect us from the bandits again lousing up our economy. With sharp teeth and heavy punishment. Thanks for listening to my concerns.


Newark, DE