Subject: Comments regarding File Number S74111

February 9, 2012

My family and I were affected by the economic collapse of 2008, and we don't want it to happen again.

As you prepare the final rule, bear in mind the fundamental goal of the rule - to ban big banks from exposing consumers and taxpayers to risky proprietary trades. As such, a strong Volcker Rule is an absolute necessity. Violations of the Volcker Rule endanger the stability of our financial system, and banks that care to gamble need to be reeled in and face penalties.

Thanking you in advance,

Joseph Satriano

San Diego, CA