From: Paul G. Krienke
Sent: January 30, 2007
Subject: File No. S7-25-06

Please give us, as sophisticated but small investors, the same vehicles to risk protection as the "rich folks". As a small business owner for 25 years, I feel capable of finding and using the talent I might not have to make wise decisions. I don't get a guaranteed pension. My retirement is based on what I can do myself and I should not be handicapped by excessive government regulation.


Paul G. Krienke