Subject: File No. S7-24-15
From: Garrett Ellberger

October 14, 2020

I strongly disagree with SEC Proposed Rule #S7-24-15. If you want to "protect" investors, maybe consider having potential investorstake a 5-10 question quiz to prove that they're knowledgeable enough to invest in such instruments. Why penalize those of us who are capable of investing?