Subject: File No. S7-24-15
From: Heng lin

March 21, 2020

The leveraged funds give use the kind of insurance to protect us from a reduced income because of the bad economy in the future. If the economy is good we will lose the money in the account but we will keep our job. Conversely, if the economy is bad we may lose our jobs but still with some insurance in my account.

Please keep our privilege to buy the leveraged funds.