Subject: File No. S7-24-15
From: David Bealka

March 18, 2020

I buy leveraged funds and have leveraged fund holdings in my IRA. I evaluate my risk regularly and while I've done well with my choices, if my choices go poorly they are mine and I reserve that right. I have been investing in leveraged funds and leveraged mutual funds for over 5 years and do not want hurdles in place that impede my investment choices. Thank you