Subject: File No. S7-24-15
From: edward kessler

March 12, 2020

I approve of and have invested in leveraged funds for at least the past 7 years through my Fidelity Investments account. This is in addition to other more conservative income and growth investments. The leveraged funds are valuable to me in enhancing the annual retirement income for my wife and me. My wife is 72 and I'm 87 and we're quite capable of determining the "safest" aspects of our portfolio. Until such time as the Federal Gov't or the SEC is willing to provide my family the annual income we desire, I believe it best that such decisions be left to us.