Subject: File No. S7-24-15
From: john nichols

March 11, 2020

Regarding leveraged investments, I am fully aware of the risks involved in these funds and my brokerage keeps me very aware of the risk involved. I make the decision whether to invest in these funds or not knowing full well the potential downside and upside. I constantly monitor my investments on a daily basis and usually log in daily to check to monitor the progress, sometimes I log in multiple times a day. I don't think it's prudent for my brokerage to determine my worthiness with regard to investing as I've been doing so since 1999 and have endured the risk through up and down. I understand cycles over time. Thank you for your time and attention to this very important issue.