Subject: File No. S7-24-15
From: S. Kulkarni

February 19, 2020

Leveraged investments are extremely important to obtain higher returns in a balanced portfolio. It is unnecessary to restrict investors from leveraged funds or undergo increased financial scrutiny before investing. The freedom to choice investment vehicles to obtain specific financial goals would hurt to many investors. The ability to put stop loss mechanisms in place limits heavy loss. Protecting investor freedom is crucial and vital to the free public market place.