Subject: File No. S7-24-15
From: JAMES YANCEY

February 19, 2020

I am a longtime investor and feel it is not prudent to choose what investors can invest in. I know the risk that is present in ETF's and inverse funds and feel that I do not need another person or body of people to determine what I invest in. The social security system is a great example of having other people determine what I should invest in for my future we all know what condition that system is in. Please let me do my own investing.