Subject: File No. S7-24-15
From: Brandon Cressi

January 30, 2020

The proposed rules seem to harm investors prevent them from acting freely within the market. No other securities on the open market require information to prove/disprove that you're capable of owning them. Like any other security, the investor should take the time to determine whether it fits within their requirements, not the government. These investments are inherently no riskier than other securities such as options, yet these are the only ones being scrutinized. There is clearly no need for increased regulation.