Subject: File No. S7-24-15
From: Randy Pratt

January 29, 2020

I am against this SEC proposal, as an individual investor you already have removed barriers for high quality investments such as requiring for me to have 25k to day trade and I cannot invest in startups that are not public unless I am an accredited investor. Now you want to remove the ability for me to participate SAFELY in large market rallies? This is absurd and the SEC should focus more on insider trading by C-level executives and who they pass information to rather than individuals who study our whole lives to get an edge and now you try to remove that edge from us. Shame.