Subject: File No. S7-24-15
From: Reuben Shafer

January 29, 2020

If this proposed rule is really meant to protect investors, why don't you protect us by leveling the playing field when it comes to trade volumes, frequency, and timing instead? If the investment banks and trading houses who you supposedly regulate can't beat a dartboard in any given quarter, maybe the market will work better and be a real market if individual investors can make up their own minds.