Subject: File No. S7-20-08
From: Jon Carrow

August 13, 2008

The short selling rule expired today and my small interest in BAC has been killed by 6+%

What has been learned by the implementation of the short selling rule, why was it lifted and what are you doing about the value destroying/destablising folks on the sideline who have jumped back in to steal more money from honest investors trading on the future revenues/value creation?