Subject: RE: B/Ds setting commissions

October 27, 2010

Ms. Elizabeth Murphy
Secretary, Securities & Exchange Commission

I am writing in opposition to the SEC's proposal to allow broker/dealers the ability to set their own commissions in the sale of mutual funds to their clients. The effect of this proposal would be disastrous to middle-income investors by ultimately depriving them of professional advice, while keeping this level of advice available for those who can afford assets-under-management arrangements.

Please re-think your proposal. Thank you.

Dan H. Tripp CLU
Training Director
Comprehensive Wealth Resources/New England Financial