Subject: Rule 151A

August 27, 2008

Dear Sir or Madam:

I am a licensed insurance professional. I am writing to you because I do support the adoption of proposed Rule 151A, which would classify most indexed annuities as securities. In addition, I believe that the application of proposed Rule 151A should not be limited to indexed annuities and that other annuity and insurance products that fit the criteria set out in the rule should be brought within the scope of the rule. I urge you to promote the proposal.

For these reasons, I urge the SEC to promote the proposed rule. Thank you for your consideration of my views on this matter.

Sincerely yours,

Philip R. Salvati
Master of Finance, CLTC