Subject: File No. S7-14-08
From: Robert F. Moeller
Affiliation: Member benefits director Wisc. Ed. Assoc. Council

August 25, 2008

I have counseled thousands of members over the years and personally examined many many Index annuity type products.

I have listened to members complaining about being mis-led over and over.

I Fully support this type of intervention and rule change.

Thank you for helping small investors.