Subject: File No. S7-14-08
From: Marquis C Van De Mark

August 25, 2008

Dear Sir(s): I believe it is outside the authority for the SEC to regulate insurance products. Insurance is insurance and investments are investments, Indexed annuities are not investments.

So I am opposed to the SEC's ruling on indexed annuities as investments, as an insurance agent you are forcing us into the securities industry where we have no real interest in taking our practice, please be advised, we feel this is an over reaching effort by the SEC to regulate an industry outside of their authority.

Marquis Van De Mark
Great State of Ohio