Subject: File No. S7-14-08
From: david w evans

July 30, 2008

gentleman,while i konw ther seems to be a concern about unscrupoulos activities in the annuity market place, calling FIXED INDEXED ANNUITIES a security , which it is not, is not the answer... people who own these products have never lost money when the market went down...it befuddles me why people would think the sec should even get involved,.. i vote NO