Subject: File No. S7-14-08
From: Michael F Louis
Affiliation: AACEP, CSFP,

July 29, 2008

The actions of the SEC appears to have some hidden agenda and the attempt at regulation of insurance products is unconscionable and not acceptable. The title of Securities and Exchange Commission is just that, the regulation of securities and NOT the intrusion into insurance products.

Crossing the lines in order to reap certain benefits will not benefit the public. The Commissioners of Insurance do a good enough job without interference from your organization.

As a combined voice we request you cease and desist from your actions.

Yours truly
Michael Louis