November 21, 2008

Subject: EIA's s7-14-08

I support the rule to make EIA's a security and if this is not done, Broker Dealers and RIA's should not have the responsibility to to supervise EIA's if not offered thourgh their firms. Supervision without authority is not realistic. The supervision should belong to the States and Insurance Companies the are the providers of the EIA's. Sincerely,
Sammy D. Tally, CFP,CCO
BFT Financial Group, LLC
Member NASD/MSRB/SIPC