November 19, 2008

Subject: Equity-Indexed Annuity Rule s7-14-08

I am in 100% support of the SEC oversight of Equity-indexed annuity rule. From my experience, many investors in Equity-indexed annuities do not know what they are invested in nor the expenses or risks of the product.

Sincerely,

W. Howard Thompson

W. Howard Thompson, CFA, CFP
Crescent Sterling, Ltd.
Private Wealth Management