Subject: File No. S7-14-08
From: Wiley R Harris, Jr
Affiliation: Insurance Agent

November 17, 2008

This regulation in my opnion would be interfering with
the sale of products that are non regestered securties.
I see from this the broker dealers want to control every dollar that is saved or invested. The broker dealers want to be sure they get a commission on every dollar that is
saved in a security or an insurance product.
This ruling if passed will cause a lot of problems in the
future.
I would think the SEC has enough on it's hands policing
the regulations of regestered securties, let alone
insurance products.
Lets not try to fix what isn't broke.

LEAVE INSURANCE PRODUCTS TO BE REGULATED BY THE STATES