Subject: File No. S7-14-08
From: Rich E Kinnear
Affiliation: lutc

November 17, 2008

I beleive that EIAs are an Insurance product. Ive never had a Complaint file against me with the State of Ohio. I do Bussiness the write way. Please leave this product as is. Thanks Rich. If this product is changed, ill loss 70% of my income.