Subject: File No. S7-14-08
From: Blake Conant

November 17, 2008

I am writing this message to protest SEC 151A. I am a small business owner who will be directly impacted by this ruling. We have plans on hiring at least three new employees in 2009 and the proposed SEC rule 151A would eliminte any new positions to be filled in 2009. We will actually have to lay off at least one employee instead of hiring at least three new employees because of the proposed SEC 151a. This ruling will eliminate jobs for us.

As a separate note, my wife and I currently own Fixed Indexed Annuities have never lost a penny. The only money we have lost was money that was regulated by the SEC. We have lost thousands of dollars in securities regulated by the SEC. Why would the SEC want to regulate something that has protected us during these bad times when the other things they have been regulating have lost money? We love our annuities and are proud to own several. None of our annuities have lost money.

Please call with any questions.

Thank you,
Blake Conant
281-443-1454