November 17, 2008

Subject: File Number S7-14-08

My name is Marti McLeish I am a Marketing consultant for a FMO in Michigan. I do not support proposal 151-A. I am a licensed agent as well as consulting with agents on fixed annuities over the last 6 years. I have been a part in over $200million worth of fixed annuity business sold over the last 6 years. I have heard from numerous agents that their clients are completely satisfied, especially during recent months. My reps are looked at as superstars by their clients at this point. The clients did not lose a dime in the fall of the market.

I know of a particular client that was interviewed by Fox Business News and let them know that they both moved their IRA's to annuities to protect them from the downside of the market. They expressed how thrilled they were knowing that they did not lose any money when the market tumbled.

I take my job and my responsibility to my clients very seriously and I beleive the comprehensive state insurance regulation is doing it's job at protecting the clients. As will all lines of business there are rogue reps, they are not limited to just fixed indexed business.

I urge

Thank you,

Marti McLeish
Senior Marketing Consultant
M&O Marketing