November 17, 2008

Subject: Indexed Annuity Sales s7-14-08

Re: File No. S7-14-08

As identified below my name is Roger Hoenes, and a member of FPA. I am writing in support of the SEC rule regarding Equity Indexed Annuity Rule. I believe this rule to be in the best interest of those who are marketing/selling the equity indexed products, the financial services industry, and most importantly the consumers that are considering this product as part of their portfolio.

In these economic times, transparency is critical and our clients deserve the opportunity to fully consider all the risks and potential returns of this product.

Thank you for your consideration!

Roger L Hoenes, CFP®,ChFC,CLU
Registered Investment Advisor
Pro-vi$ion Advisor Group,LLC