November 14, 2008

Subject: File No. -S7-14-08 Equity-Indexed Rule

I as a member of the Financial Planning Association and a Practicing Certified Financial Planner for 24 years support this rule as a necessary protection for seniors. Not all States have adopted suitability standards for annuity sales. The Rule is a reasonable approach to enhancing State enforcement efforts.

Sincerely,
John H. Mueller CFP