November 14, 2008

Subject: File No. S7-14-08

I am writing in support of SEC oversight of Equity Indexed Annuities. The state insurance regulators have done a horrible job as far as policing the sale of these products. In my opinion, these are some of the most toxic and abused products sold to consumers – especially seniors. The public deserves better! Please let the SEC regulate this disaster!

Todd D. Barr, J.D., CFP®
CERTIFIED FINANCIAL PLANNER™
JPE Wealth Management