November 14, 2008

Subject: file #.S7-14.08

I just want you to know that I support the "File No. S7-14-08 as it relates to equity indexed annuities. I hold both insurance and investment license and sell all those products. I am a member of NATIONAL ASSOCIATION OF INSURNCE AND FINANCIAL ADVISORS AS WELL AS A MEMBER OF THE FINANCIAL PLANNING ASSOCIATION. I experience an insurance agent as well as a financial planner and have seen abused in this area by agents.

Frank I. Kintzle, CLU, ChFC, CFP, CEBS, MSM
Senior Financial Services Representative
Princor Registered Representative