November 14, 2008

Subject: File No. S7-14-08 ales

I support the above-listed rule, and am a member of the Financial Planning Association.

I have been in the financial services industry for 28 years and have been a licensed CFP® paractitioner for 18 years.

Equity-indexed annuities are attractive to potential investors, as they seem to provide stock-market-type returns at no risk. I have never seen an indexed-annuity product that was understood by the investor.

Thank you,

Mike Kickham
Registered Principal
Securities offered through Brookstone Securities, Inc.
Member FINRA/SIPC
Michael J Kickham, Registered Principal
Advisory services offered through Brookstone Securities, Inc
Michael J Kickham, Investment Advisor Representative
Porter Kickham, Inc and Brookstone Securities are not affiliated