November 14, 2008

Subject: file no s7-14-08

as a CFP and a member of the FPA I urge you todeal propoerlywith the equity index annuity. It has been problematic since it opened. I, personally, reviewed it and knew I would never add it to a clients portfolio.

Thank you

Marianne E. Merriman

I am here to serve…referrals are always welcome and appreciated!

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Marianne E. Merriman, CFP®
Senior Financial Advisor | CERTIFIED FINANCIAL PLANNER™ practitioner
An Ameriprise Platinum Financial ServicesSM practice
Ameriprise Financial Services, Inc.