November 13, 2008

Subject: Equity-Indexed Annuity Rule Support s7-14-08

To Whom It May Concern,

I am an FPA member and hereby voice my full support for the Equity-Indexed Annuity Rule. Since many others have articulated sound reasons for this, I will not do so again here. It simply is a rule that will benefit the industry and the public.

Thank you.

Steve

Stephen E. Kairies
President
Access Financial Services, Inc.