November 13, 2008

Subject: Oversight for indexed annuities s7-14-08

I have been in the financial services industry for 28 years and have watched annuities being sold to individuals who had little or no relations with the sales person and had little or no understanding of how annuities worked. Indexed annuities are a case in point. I agree that there should be more oversight in this area of annuity sales. Please count this email as support for any efforts to curb abusive sales practices on indexed annuities. Thank you.

Jane McGinnis, CFP®
Wealth Advisor
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Quest Capital Management, Inc.
Registered Investment Advisor