Subject: "S7-" s7-14-08

October 29, 2008

Briefly; I find this a blow on integrity. I have followed a code of ethics for over 35 years. Giving clients full disclosure. I think this is totally unnecessary; the taking away of the wonderful index life and index annuity products from a trained indivdual in a business which I have made my priority for service to clients and making a living. Simply "This is a fixed product!"

Yours truly

Barrett L Somdahl