Subject: Fwd: Ruling 151a-comments s7-14-08

October 28, 2008

In regard to the 151a rule ,,,my company is integrity laden,,we have helped people immensely save their financial futures,,if you were to change said laws to adhere to the 151a rule,,,their would be a huge percentage of individuals who will not get access to the ways to keep their futures safe re: retirements ,annuities,etc.,,,,,,so as mentioned within your law if said regulatons are put into action the numbers of individuals contacted and becoming aware of manners of securing their financial futures leaving masses uninformed, leaving masses to lose their futures ,leaving masses to rely on future governmental programs thusly weakening our governmental nest egg,,,extracting money from our vibrant economy,,,and going back to the beginning taking our populace’s effective access to info that will secure their ,their children ,spouses and in the long run their government’ ability to continue to fervish and allow that same action to trickle down . So please do not regulate present day agents to have to be security licenced!!!!! Regulate their hiring entities to police more stringently,and hold them accountable,for their agents actions.

Respectfully Sumitted,

James R. Boyd