Subject: File No. S7-14-08
From: Keith D Green
Affiliation: Independent Advisor

October 20, 2008

I am duel licensed insurance and securities. We seel a variety of products and it is obvious the securities industry is better regulated. If we are at all concerned about the safety of the public we would more carefully regulate the sale of Index products. This could easily be done by requiring these products only be sold by securities license individuals.