Subject: File No. S7-14-08
From: David E Moss

October 16, 2008

This rule only gives the Broker/Dealer YOU, and FINRA the opportunity to control the Indexed Annuity business which is already regulated by the states. Also, don't be fooled this gives them the authority to get part of the commissions that they are loosing out on the selling of this product by life insurance agents and not the registered reps.