Subject: File No. S7-14-08
From: Carl K Rodgers
Affiliation: Professional Insurance Agent

October 14, 2008

I have been in the insurance business for 40 years and have marketed Annuities during that period of time. The Kansas Insurance Department has done a great job of regulation and I think that government closest to us is the best form of regulation. We have a safe and well regulated business and the Kansas Insurance Department is doing an excellent job.